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Key Benefits for Private Motor Insurance
![icon-free-claim image Free No Claim Discount – NCD Protection](/images/icon/icon-free-claim.png)
Free No Claim Discount – NCD Protection
Exclusively for our policyholders – Enjoy free NCD Protection benefit with 10% NCD and above.
![icon-wave image Waiver of excess on accident claims](/images/icon/icon-wave.png)
Waiver of excess on accident claims
Enjoy waiver of excess for own damage claims at any authorized workshops.
![revised-icon image Loyalty discount](/images/2020/04/20/revised-icon.jpg)
Loyalty discount
Renew your motor insurance with us and receive up to 10% discount.
![icon-windscreen-1 image Complimentary windscreen benefit](/images/icon/icon-windscreen-1.png)
Complimentary windscreen benefit
We will repair or replace your damaged windscreen and windows including the in-vehicle unit or on-board unit.
![icon-ehance image Optional add-on coverage available](/images/icon/icon-ehance.png)
Optional add-on coverage available
Choose to enhance your coverage with our Loss of Use or Protection Package Benefit.
![flash image 24/7 FLASH Services](/images/2024/05/08/flash.png)
24/7 FLASH Services
Contact FLASH hotline @ +65 6100 1620 and a FLASH Field Response Officer will arrive at the accident scene to assist you.
Protected up to specified limits by SDIC.
Useful Tips
Driving a motor vehicle without a valid motor insurance plan to cover third-party physical harm is against the law in Singapore. Having a motor insurance plan in place not only protects you against third-party liability, it also reimburses you if you accidentally cause damage to your own car or someone else’s property.