Expenses Incurred due to Communicable Disease
Enjoy coverage extension that includes in-patient expenses in Singapore Government/Restructured Hospitals for communicable disease.
24/7 Global Protection
Get all-year-round global protection against death and permanent disability that are caused by accidents.
Get reimbursed for any related incurred expenses in the event that your domestic helper has to return home due to being medically unfit.
Hospitalisation and Surgery Expenses
Get covered for hospitalisation charges in the event your domestic helper gets injured or sick caused by accidental bodily injury or illness.
Reimbursement of Salary and Levy
In the event your domestic helper is medically unfit to work, the plan will reimburse any pro-rata salary and domestic helper levy.
When you employ a domestic helper, you are responsible for her proper accommodation, safe working environment and medical needs. This includes bearing the full cost of her medical care should she requires treatment, including hospitalization.
Domestic helper insurance ensures comprehensive coverage during her employment. It is compulsory for employers of domestic helpers to purchase a Personal Accident insurance for them before they can be employed. The minimum sum insured is S$60,000. Any compensation payable must be made to them or their beneficiaries.
It might take up to three business days to successfully forward the security bond detail to the Ministry of Manpower. Hence, it is recommended to get the domestic helper insurance plan at least three business days before your domestic helper arrives in Singapore. Here are the policy start dates to consider for new, renewal and transferred maids:
1. New maids : The policy starts on the day that your maid arrives in Singapore.
2. Maids renewing their work permits : The policy starts one day after their present work permit expires.
3. Transferred maids : The policy starts on or before the date you file for a Ministry of Manpower transfer.
Your domestic helper will only be covered from accidental permanent disablement and death during her time in her home country. All other coverage and benefits will be put on hold until she returns back to work in Singapore, provided her work pass is not cancelled.
The additional two months of coverage (non-chargeable) is required by Ministry of Manpower to cover your domestic helper for two months after her work visa expires, in case of a delay in her repatriation.