Motor Excess Protector
Provide you greater assurance for a confident drive by minimising your out-of-pocket expenses after an accident.
Key Benefits for Private Motor Insurance

Reduce the motor excess liability

Low policy excess of $500

Premium as little as $1.12 a day

Choice of $1K, $1.5K, $2K, $2.5K and $3K to suit your needs

Easy application
Protected up to specified limits by SDIC.
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Useful Tips
What is Excess?
Excess refers to the amount stated in the Motor Insurance Policy which insured is liable for in respect of every claim made under the Motor Insurance Policy.
What is Motor Excess Insurance?
This insurance compensates the policyholder for the Excess paid by the policyholder under the Motor Insurance Policy, in the event of an accident.
What do we cover in Motor Excess Protector (MEP)?
This policy covers the Motor Insurance Excess required to be borne by the policyholder, less the Policy Excess ($500).
Who can buy Motor Excess Protector (MEP)?
Drivers with valid Bus or Motor Hired Car (Private Hire/ Rental) policies can buy Motor Excess Protector.
How much coverage should policyholders buy for Motor Excess Protector (MEP)?
Policyholders can select a level of coverage that best suits their budget and needs. Our MEP options ranges from $1K to $3K for own damage claims and $1K to $3K for third party claims.
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