i-聚宝8

i-聚宝8

积聚储蓄 增长财富
积聚储蓄 增长财富
首页 / 个人保险 / 理财规划 / 储蓄 / i-聚宝8

利益概要

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于100%保本的同时，期满后可为您带来高达3.13%的潜在年度回报

Exclusively for our policyholders – Enjoy free NCD Protection benefit with 10% NCD and above.

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短暂保费缴付期

Enjoy waiver of excess for own damage claims at any authorized workshops.

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申请简易

Renew your motor insurance with us and receive up to 10% discount.

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身故利益保障相等于已缴付年度保费总额的105%，同时可获非保证红利

We will repair or replace your damaged windscreen and windows including the in-vehicle unit or on-board unit.

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保障至新加坡存款保险公司 (SDIC)规定限值。

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Useful Tips

Driving a motor vehicle without a valid motor insurance plan to cover third-party physical harm is against the law in Singapore. Having a motor insurance plan in place not only protects you against third-party liability, it also reimburses you if you accidentally cause damage to your own car or someone else’s property.
  1. The premium payable and excess applicable
  2. Unnamed drivers (including young and inexperienced) excess
  3. The types of coverages (Comprehensive/Third Party/Third Party Fire and Theft)
  4. Driver restrictions (if any)
  5. Workshop restrictions
  6. List of approved repair workshops
  7. Non-standard exclusions
  8. Accident reporting and claims filing procedures
  9. Cancellation and refund policy
Most motor insurance providers in Singapore use a “risk factor rating system” when calculating your policy’s premium. The premium is calculated based on these factors:
  1. Profile of the vehicle
  2. Profile of the driver(s)
  3. Usage of vehicle
  4. Type of cover required
  5. History of claims
  6. No Claim Discount entitlement

To better assess your risk and set an appropriate premium, the motor insurance provider will need some basic information:

  1. Your age
  2. Usage of your vehicle
  3. Make, model and year of make/registration of your vehicle
  4. Any other person(s) driving the vehicle beside you
  5. Recent motor accident claims (if any) including all vehicles owned or driven by you in the last 3 years.
  6. NCD entitlement
  7. Has the vehicle been modified? Please provide details of modifications
  8. Years of Driving experience in Singapore
  9. Existing medical conditions or physical impairment that may affect the driving of car (if any)

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