i-恒财

财富连绵不断 尊享终身保障。

利益概要

i-CashLife_KB icon-01

在您所选择的保费缴付期结束后开始领取年度现金返还,直至 120 岁

i-CashLife_KB icon-02

在保单满 20 周年之际以及之后的每 10 年,将可获得忠诚现金返还

i-CashLife_KB icon-03

可通过指定第二受保人延续保单以持续享受保单收益

i-CashLife_KB icon-04

100% 保本

i-CashLife_KB icon-05

可选择3年、5年或10年的保费缴付期

i-CashLife_KB icon-06

受保人若遇不测,其家人将收到一次性给付的身故利益

i-CashLife_KB icon-07

申请简易快捷

保障至新加坡存款保险公司 (SDIC)规定限值。

分销伙伴

分销伙伴

银行

Financial Advisory Firms

International Brokers

Useful Tips

Driving a motor vehicle without a valid motor insurance plan to cover third-party physical harm is against the law in Singapore. Having a motor insurance plan in place not only protects you against third-party liability, it also reimburses you if you accidentally cause damage to your own car or someone else’s property.
  1. The premium payable and excess applicable
  2. Unnamed drivers (including young and inexperienced) excess
  3. The types of coverages (Comprehensive/Third Party/Third Party Fire and Theft)
  4. Driver restrictions (if any)
  5. Workshop restrictions
  6. List of approved repair workshops
  7. Non-standard exclusions
  8. Accident reporting and claims filing procedures
  9. Cancellation and refund policy
Most motor insurance providers in Singapore use a “risk factor rating system” when calculating your policy’s premium. The premium is calculated based on these factors:
  1. Profile of the vehicle
  2. Profile of the driver(s)
  3. Usage of vehicle
  4. Type of cover required
  5. History of claims
  6. No Claim Discount entitlement

To better assess your risk and set an appropriate premium, the motor insurance provider will need some basic information:

  1. Your age
  2. Usage of your vehicle
  3. Make, model and year of make/registration of your vehicle
  4. Any other person(s) driving the vehicle beside you
  5. Recent motor accident claims (if any) including all vehicles owned or driven by you in the last 3 years.
  6. NCD entitlement
  7. Has the vehicle been modified? Please provide details of modifications
  8. Years of Driving experience in Singapore
  9. Existing medical conditions or physical impairment that may affect the driving of car (if any)

联系我们