火灾/财产一切险

火灾/财产一切险

承保房产因遭遇火灾或雷击意外而蒙受的损失。
承保房产因遭遇火灾或雷击意外而蒙受的损失。
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有关火灾/财产一切险

保障您的房产(如住家、工厂、仓库)遭受火灾与雷击破坏所造成的损失,并包含房产内部的货物、财物、电子车辆充电设备装置等等。

火险与附加危险的保障范围:

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暴乱与罢工

Exclusively for our policyholders – Enjoy free NCD Protection benefit with 10% NCD and above.

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恶意损害

Enjoy waiver of excess for own damage claims at any authorized workshops.

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普通爆炸

Renew your motor insurance with us and receive up to 10% discount.

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机动车碰撞损害

Renew your motor insurance with us and receive up to 10% discount.

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飞机损害

Choose to enhance your coverage with our Loss of Use or Protection Package Benefit.

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水箱、仪器与水管

Choose to enhance your coverage with our Loss of Use or Protection Package Benefit.

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地震、火山爆发、台风、风暴与洪水

Choose to enhance your coverage with our Loss of Use or Protection Package Benefit.

保障至新加坡存款保险公司 (SDIC)规定限值。

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Useful Tips

Driving a motor vehicle without a valid motor insurance plan to cover third-party physical harm is against the law in Singapore. Having a motor insurance plan in place not only protects you against third-party liability, it also reimburses you if you accidentally cause damage to your own car or someone else’s property.
  1. The premium payable and excess applicable
  2. Unnamed drivers (including young and inexperienced) excess
  3. The types of coverages (Comprehensive/Third Party/Third Party Fire and Theft)
  4. Driver restrictions (if any)
  5. Workshop restrictions
  6. List of approved repair workshops
  7. Non-standard exclusions
  8. Accident reporting and claims filing procedures
  9. Cancellation and refund policy
Most motor insurance providers in Singapore use a “risk factor rating system” when calculating your policy’s premium. The premium is calculated based on these factors:
  1. Profile of the vehicle
  2. Profile of the driver(s)
  3. Usage of vehicle
  4. Type of cover required
  5. History of claims
  6. No Claim Discount entitlement

To better assess your risk and set an appropriate premium, the motor insurance provider will need some basic information:

  1. Your age
  2. Usage of your vehicle
  3. Make, model and year of make/registration of your vehicle
  4. Any other person(s) driving the vehicle beside you
  5. Recent motor accident claims (if any) including all vehicles owned or driven by you in the last 3 years.
  6. NCD entitlement
  7. Has the vehicle been modified? Please provide details of modifications
  8. Years of Driving experience in Singapore
  9. Existing medical conditions or physical impairment that may affect the driving of car (if any)

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